What does Medicare Part B cover?

• A. Inpatient hospital care
• B. Medical insurance, including PCP visits and PT
• C. Prescription drug coverage
• D. Hospice

Answer: (B)

Medicare Part B is the medical insurance portion that pays for outpatient care and services you receive without staying in a hospital. It covers visits to your primary care doctor or other clinicians, outpatient therapies such as physical therapy, occupational therapy, and speech therapy, lab tests and imaging done on an outpatient basis, and preventive services like screenings and vaccines. It also helps cover durable medical equipment prescribed for home use and medications that are given in a clinic or doctor’s office, rather than those you pick up at a pharmacy. Inpatient hospital care is covered by another part, prescription drugs are covered by a separate part, and hospice benefits are primarily provided under that hospital/acute care part.